Florida Credit Repair · Se Habla Español

Florida Credit Repair, Built Around Your Credit File

Tell us what is hurting your credit. We review your reports, dispute what is inaccurate or unverifiable, and give you a clear estimate before anything begins.

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Client Success Stories

What Our Clients Say

Maybi is Top Notch!! She was consistently incredibly helpful, knowledgeable, patient, motivating and professional. From the onset, she helped me to feel safe and comfortable exploring the credit repair arena that for me was intimidating and unclear. Not only did she resolve numerous issues related to my credit report, but within 2 months my credit improved well over 200 hundred points! She took the time to regularly monitor the health of my credit standing and regularly provided great coaching tools and tips I continue to utilize and apply towards maintenance of my current amazing credit score. 100% percent highly recommend!

Vanessa

Verified Client

So grateful I found MPI Credit Restoration Services! ❤️ They were professional, caring, and truly took the time to help me every step of the way. I'm so happy with my progress and would absolutely recommend them to anyone looking to improve their credit! ⭐️⭐️⭐️⭐️⭐️

Elizabeth

Verified Client

Say Yes To Good Credit really came through. They explained everything clearly, stayed in touch, and helped clean up items that were holding my score back. I felt like they actually cared about getting results instead of just collecting a fee. Highly recommend if you're serious about fixing your credit.

Orlando

Verified Client

Individual results vary based on the specific contents of each client's credit file. These are the words of actual clients and are not a guarantee of results for your situation.

Credit Evaluation

We pull and review your full credit file to see exactly what's helping and what's holding your score back.

Set a Goal

Together we build a prioritized plan based on what will actually move your score the most.

Get Results

We handle the dispute and goodwill correspondence and keep you updated as your report changes.

About Us

Rebuild, Repair & Improve Your Credit Score!

We help you understand what's actually on your credit report, dispute what's inaccurate, and build a realistic plan to raise your score over time. No guesswork, no fixed packages, just a plan built around your specific file.

Credit Repairing

Dispute and goodwill support for inaccurate items on your report.

Credit Consulting

A free consultation to walk through your file and what's realistic for your situation.

Our Services

Credit Score Improvement

A personalized plan built around a full three bureau review, so you know specifically what's holding your score back rather than a generic checklist.

Full review of your Equifax, Experian, and TransUnion reports
Identification of inaccurate, outdated, or unverifiable items
A prioritized plan based on what's actually moving your score

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Late Payment Removal

We dispute inaccurate late payments and send goodwill letters requesting removal as a courtesy, so a single mark doesn't follow you for years.

Dispute inaccurate or unverifiable late payment entries
Draft and send goodwill letters requesting removal
Track the investigation window and follow up when needed

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Collections Removal

Duplicate listings, outdated debt, and collections that simply aren't yours show up more often than people expect. We find out which apply to you.

Full review of every collection account across all three bureaus
Dispute of inaccurate, duplicate, or unverifiable collections
Guidance on pay for delete requests when appropriate

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Charge-Off Removal

We verify charge off balances and dates, dispute inaccurate entries, and pursue goodwill requests for paid accounts with an otherwise strong history.

Verification of charge off balances, dates, and account details
Dispute of inaccurate or duplicate charge off entries
Goodwill requests for paid charge offs

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Debt Settlement

Honest, upfront negotiation support for unsecured debt, with clear costs explained before anything begins and payment plans available.

Review of your unsecured debt to see if settlement makes sense
Direct negotiation with creditors on your behalf
Clear, upfront explanation of costs before anything begins

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How We Work

How Our Credit Repair and
Restoration Works

Review Credit Reports

We pull your reports from all three bureaus and review every account line by line.

Fix or Dispute Errors

We identify errors and file disputes, and send goodwill letters where appropriate.

Pay Your Bills On Time

Consistent on time payments are the single biggest factor in rebuilding your score.

Pay Down Outstanding

Paying down revolving balances lowers your utilization and can move your score quickly.

Keep Old Cards

Keeping older accounts open helps your average account age and available credit.

Watch the Progress

We track your report as it updates and let you know what changed and why.

Why Choose Us

Benefits of Better Credit
Score and Restoration

Approval for Higher Limits

A stronger credit profile can help you qualify for higher credit limits over time.

Qualify for Better Options

Cleaner credit opens the door to better rates on loans, cards, and financing.

More Negotiating Power

A stronger credit standing gives you more leverage when negotiating terms with lenders.

Are You Ready to Get Credit
Repair Services?

Faq

Asked Any Questions

What Is My Credit Score Based On?

Your credit score is based primarily on payment history and credit utilization, which together make up nearly two thirds of a typical FICO score. The rest comes from the length of your credit history, your credit mix, and recent credit inquiries.

How does the credit repair process work?

We start with a full review of your credit file across all three bureaus, identify what's inaccurate or worth challenging, and handle the dispute and goodwill correspondence on your behalf. You'll get updated copies of your report as things change.

How much time this process will take?

There's no fixed timeline. Every credit file is different, and results depend on what's actually being challenged. Some clients see changes within a few weeks, others take a few months.

Is the consultation really free?

Yes. We review your credit file with you and give you a straightforward cost estimate before anything begins, with no obligation to move forward.

Let’s talk

Free Consultation

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Florida Credit Repair, Built Around Your Credit File